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General Finance Ltd. is a New Zealand owned and operated Finance company. It is a wholly owned subsidiary of Corporate Holdings Ltd , a private investment holding company.General is a Non Bank Deposit Taker (NBDT) registered under the Non Bank Deposit Taker Act 2013.

General Finance commenced business on 1st April 2001 .We initially focused on writing loans for an Australian wholesaler and from General Financeís own funds. This included first and second mortgages. On the 9th of November 2004 General Finance registered itís first Prospectus for the issuance of debenture stock. We had experienced such strong demand for our loan products that we needed additional funding and chose to offer the public the opportunity to invest. We have continued to offer debenture investments opportunities since that time.

Directors General Finance Ltd has five Directors, Don Hattaway (Chair) Brent King, Greg Pearce , Rob Hart and Alistair Ward. Mr.King is the Managing Director and Mr. Pearce is the Executive Director Credit and lending. The other 3 Directors are all independent non-executive Directors. Full details of their background and experience are available under the Director Tab.

The majority of loans under management are funded from debenture investments. The balance is financed by wholesale funders, who, on those loans, accept all the risks of interest rates, foreign exchange and collateral and register the security.

Loan

We lend money to borrowers who comply with our lending policy. We manage these loans and obtain a yield for the companies. We provide a range of residential lending services, including mainly first mortgages and some no-financials, non-conforming, bridging, and some second mortgage loans. No-Financials loans are those for which the borrower does not provide full financial information. Borrowers must provide suficient information for us to asess the risk including the risk of loss from asset realisation.

We are an established residential lender with a focus on short-term loans for borrowers who have a needs for such loans. Most loans are sourced from the intermediary market (including mortgage brokers, financial planners and Insurance agents).