Deposit Rates

Secured Deposits

Current rates are:

• 3 Months
• 4 Months
• 5 Months
• 6 Months
• 9 Months
• 12 Months
• 15 Months
• 18 Months
• 24 Months
• 30 Months
• 36 Months
• 42 Months
• 48 Months
• 54 Months
• 60 Months

• 4.00% pa
• 4.10% pa
• 4.20% pa
• 4.50% pa
• 4.50% pa
• 4.70% pa
• 4.70% pa
• 4.50% pa
• 4.50% pa
• 4.50% pa
• 4.50% pa
• 4.40% pa
• 4.40% pa
• 4.40% pa
• 4.40% pa

*Any maturity dates between 3 months and 5 years can be requested. The applicable interest rate will be the longest completed term.

Minimum deposit $2,000
For deposits of $25,000 or more, interest can be paid monthly
For deposits over NZ$50,000 with terms longer than one year, explore our Special Management Approved Interest Rates or contact us for a personalized quote.

Rates are effective as from 21 July 2025.
Rates are subject to change without notice.

To view information on our current credit rating, click here. Also, see page 4 of our Product Disclosure Statement.